They have mobile banking, remote deposits, eStatements, online bill pay, and much more. Their procedures are not up to speed; no ACH to extract or send funds-really? As a NASA Federal Credit Union member, you’ll have all of the online abilities you would get with any major bank. They sent me a reservation code, and even informed me that my interest rate for balance transfers would be 8.9 percent. This plan allows you to save money for a child or grandchild’s college expenses and get a tax break for it. The letter I had received clearly noted I was pre approved but I was denied a card. One of those is you’ll get 2x points for gas stations purchases, and 3x points for purchases at Startrek.com. The nice thing about NASA Federal Credit Union is that I opened my account with only a $100 deposit, and they only require a $5 deposit to open an account. Points are redeemable for travel and merchandise. The credit union has assets totaling $3.31 Billion and provides banking services to more than 186,000 members. There was an error submitting your subscription. Very rare traits that are wonderful to find. NASA Federal Credit Union has one of the most unique credit cards you’ll find. Get the NASA Federal Classic Credit Card card today. Never pay minimum, always try to pay a little more otherwise you’ll be in debt for the next 50 years. I can’t tell you if NASA is the best financial institute for you, but they should be included in your search. You can set-up automatic deposits, and you won’t pay any monthly fees on your policy. Nevermind. Additionally, you can use NASA Fed’s eVision, which is an online trading tool. page 2 A free inside look at company reviews and salaries posted anonymously by employees. NASA Federal Credit Union offers plenty of benefits, and they are an excellent option for a lot of consumers looking for a place to put their money. Regardless of the type of loan, you’re looking for, NASA Credit Union is an excellent place to start your search. Now’s your chance. There are over 8,000 banks on the market, and all of them have different benefits and products. Membership : The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state, and local government employees. Membership : The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state, and local government employees. With this card, there are no fees, either annually or foreign transaction. DO NOT WASTE YOUR VALUABLE TIME!!!!! You can redeem your points for gift cards, cash, Star Trek merchandise (of course), and much more. All third party trademarks, including logos and icons, referenced in this website, are the property of their respective owners. Other banks try to hide fees, while NASA Federal is straight forward. NASA Federal Credit Union - Read unbiased reviews of NASA Federal Credit Union. Good rates, friendly people and easy access.” If you want to have the ability to walk in a branch and handle your business face-to-face, then you will need to choose a big national bank or a local credit union. As you can guess from the name, this plan is designed to save for education expenses. For more information, please check out our, Advertiser Disclosure (How We Make Money). A free inside look at company reviews and salaries posted anonymously by employees. 24 NASA Federal Credit Union reviews. Search and read nasa federal credit union opinions or describe your own experience. They have a card they call “ Star Trek Credit Cards .” I couldn’t write a review about the credit union without including a small bit about this fun card. You have two options, Shared and Special Savings account or Education Savings Account. Their savings account is much more simplified. NASA Platinum Advantage Rewards points are worth the most when redeemed for gift cards. The amount you can borrow is based off your income, your credit score and other variables depending on the lender. All of our content is based on objective analysis, and the opinions are our own. Information is displayed first and foremost for the benefit of consumers. This makes it extremely clumsy and uncomfortable to deal with payments, statements, and any other information regarding the loan. Denied for 5 times with the reasoning being ‘unable to verify identify’ although I have presented a current D.L., SS card, utility bill, passport, and birth certificate. The overall rating of the company is 1.0 and consumers are mostly dissatisfied.. Reviewers write the most about Nasa Federal Credit Union Loan … Let’s discuss NASA (yes, that NASA) Federal Credit Union. ... a Marketing Lead Generator and Duly Licensed Mortgage Broker with its main office located at 11115 Rushmore Dr., Charlotte, NC 28277, Telephone Number 866-501-2397 . NASA Federal Credit Union Review: Checking Account Options. NASA Federal Credit Union offers several types of checking accounts to accommodate the needs of its members. If you don’t want a Star Trek branded credit card, they also have a traditional credit card which allows you to get cash back on your purchases while enjoying lower APR. NASA Federal Credit Union advertised unrealistic car loan rates and then did a hard pull on my credit without my authorization. Published rates are not considered a rate lock commitment or a commitment to lend. We financed a new furnace and somehow we became a member because of that. Then they declined my application. 24 NASA Federal Credit Union reviews. Are Roth IRA Contributions Tax Deductible? Horrible experience. Typically, a personal loan gets disbursed within seven business days of the loan application. Training is offered and encouraged. Now, onto the more traditional loans. NASA Federal Credit Union is offering a unique mortgage program available to young adults looking to purchase their first home. The NASA Platinum Advantage Rewards card's regular APR is high enough to erode your rewards earnings if you carry a balance from month to month. To begin with, every aspect of this financial institution in terms of technology is ancient. Complete and submit the form below or call 301-249-1800 or 1-888-NASA-FCU today and a NASA Federal Mortgage Specialist will be happy to review your mortgage loan refinancing options with you. Shop Credit Cards Balance Transfer Cards Reward ... Only mortgage activity by Credit Karma Mortgage, Inc., dba Credit Karma is licensed by the State of New York. Currently, they have a 7.9% APR on balance transfers for the life of the transfer within 90 days after opening the account. For most people, that’s easy to do, and you won’t be responsible for paying those monthly fees. NASA Federal Credit Union is a well-established union, with many branches around the tri-area, and numerous ATM locations from coast to coast. You should be able to complete the application and become a member in less than an hour. It can be overwhelming trying to decide which one is the best fit for you, right?. Currently, they have over 140,000 members. After approving your application and getting your money, they change the requirements and want more information (holding your money hostage). All three of the checking accounts come with cash back rewards for debit card purchases. Perhaps there was some fine print in the letter stating I was not 'really' preapproved . Your web browser (Internet Explorer) is out of date and no longer supported. In addition, this information does not originate from us and thus, we do not guarantee its accuracy. It's an interesting page and an interesting idea, that and their Family Option mortgage look like portfolio lending which isn't a bad idea for them to try. Base rates and points as of 10:30 am, January 20, 2021, ET and subject to change without notice. You can find more details regarding NASA's mortgages here: https://www.nasafcu.com/mortgagecenter/. You get several advantages for having a Star Trek card. The Shared and Special account is the account you will be required to open to become a member of the credit union. While they started as an organization to serve NASA employees, their reach has grown to just about every industry. Have you always wanted to be an apart of NASA? Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. NASA Credit Union has investment services any member can take advantage of. One of the common complaints I saw on review sites was some of the errors and charges members encountered. For more information, please call NASA FCU customer service at 1-888-627-2328. Review all of the job details and apply today! This card like most credit cards charged you interest in other charges that equals half of your payment so only half of your payment goes to principal. We have an advertising relationship with the companies included on this page. NASA Federal offers full-service financial advisor services, they can define your goals, outline your risk tolerance, and much more. How Much Does a Life Insurance Policy Cost. You can check the profile page of each professional or company to determine whether they are a paying advertiser (indicated by the word "sponsored"). It’s vital you find the perfect place to stash your money. They have auto loans, mortgages, home equity loans, student loans, and personal loans. This is one of the worst loan experiences I have ever had. Customer service contacts and company information. Whatever your mortgage needs, NASA Federal is here to help with low rates, flexible terms, and a variety of options to make your dreams come true. Customer service contacts and company information. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through eBranch Online Banking or Mobile Banking, or visit your nearest branch. NASA Federal Credit Union is headquartered in Upper Marlboro and is the 3 rd largest credit union in the state of Maryland. NASA FCU? Bad name for such organization as NASA. If you take the time to wade through some of the customer reviews online, you’ll see a lot of great reviews about the credit union. NASA Federal Credit Union's core purpose - to empower people to achieve a brighter financial future - is the driving force that supports the success of their members. One major drawback of NASA Credit Union is the lack of locations. Required fields are marked *. When you become a NASA Credit Union, there are several checking accounts you can choose from. It is also the 93 rd largest credit union in the nation. This account has a $7 monthly fee, unless you meet some of the exemption requirements, like having a $2,500 balance. You can put up to $2,000 every year for every child under the age of 18. Share Secured Visa Credit Card available (minimum $500; maximum $2,000) The service, pricing, and rates at NASA Federal are excellent – and the employees are friendly" “If you compare NASA Federal with other banks, the rates are a whole lot better! Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through eBranch Online Banking or Mobile Banking, or visit your nearest branch. NASA Federal Credit Union is now hiring a 1st Mortgage Loan Processor in Bowie, Maryland. There are a lot of satisfied customers, but there will also be some people who have less-than-perfect experiences. Read real NASA FCU reviews written by Credit Karma members. In fact, most credit unions you find don’t have any cash back rewards. Investing is not their main focus, but NASA Federal has plenty of unique tools and resources you can use to make the most of your money. NASA Federal Credit Union credit cards aren't the most rewarding cards on the planet, but they offer some breathing room if you want to transfer a balance. All written content on this site is for information purposes only. Unless otherwise indicated, the use of third party trademarks herein does not imply or indicate any relationship, sponsorship, or endorsement between Good Financial Cents® and the owners of those trademarks. Find out if you are eligible to join NASA Federal Credit Union. To get amortization schedule - need to contact support (read 1 week delay). Do I still need to work or have an income? NASA Federal Credit Union Reviews: 87 User Ratings NASA Federal Credit Union NASA Federal Credit Union's core purpose - to empower people to achieve a brighter financial future - is the driving force that supports the success of their members. Of course my credit score dropped because I applied for their credit card. I'm stuck now, but upon maturity, I'm taking my money elsewhere! Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. NASA Federal Credit Union has been open since 1949. Despicable business practice. NASA Federal Credit Union offers just about every type of loan on the market. What a joke! If you want to become a member of NASA Credit Union, they make it simple to complete the whole application online. Additionally, if you spend $3,000 in the first 90 days, you get a bonus of 30,000 points. Double-checking these details can help you keep every cent of rewards value you earn. NASA F C U sent me a letter stating I was pre approved for a credit card. Take advantage of NASA Federal Credit Union's Mortgage Glossary to learn more about the terms and definitions associated with the home buying process You are now leaving nasafcu.com and entering a third party website that is not part of NASA Federal Credit Union. Thanks to smartphone and the Internet, banking is entirely different than it was 15 years ago. NASA FCU is a great company. That sounded great so I applied. The other savings plan is the Education Savings Account. Credit Cards. You are now leaving nasafcu.com and entering a third party website that is not part of NASA Federal Credit Union. that is just to get you to apply. My NASA Federal Credit Union also has no checking account fees and no direct deposit requirement. Navy Federal Credit Union Mortgage Review 2020 Good for: military members and their families looking for low-down-payment mortgages. I probably signed some small print thing. While your cash back earning is capped at $250 every year, it’s much more than most other credit unions offer. NASA Federal Credit Union consumer reviews, complaints, customer service. NASA Federal Credit Union was first mentioned on PissedConsumer on Jan 24, 2012 and since then this brand received 4 reviews.. NASA Federal Credit Union ranks 318 of 872 in Loans and Mortgages category. You have to give up 3 pints of your blood and your youngest female child in order to obtain a checking and savings account with these people. Find the right NASA FCU for you or add your own NASA FCU review. Over 70 years later, the credit union has experienced a lot of growth and changes. For every debit card transaction you make, you’ll earn $.02 for a PIN transaction and $0.5 for each signature transaction. Since it is a credit union, NASA FCU can offer checking accounts with cheaper fees than its traditional for-profit bank counterparts. How long do you have to wait after chapter 7 bankruptcy discharge to obtain mortgage. The only thing you need to open this account is a $5 initial deposit, and there are several benefits of their Shared account. MORTGAGE RATES. While these people could be the exception, it’s something to be aware of when opening a new account. NASA Federal Credit Union Overview. This is an excellent tool for anyone who likes to manage their own portfolio. While I don’t have any personal experience with NASA Federal, it should could cause some hesitation when you see a lot of reviews about random charges or fees. Reviews from NASA Federal Credit Union employees about NASA Federal Credit Union culture, salaries, benefits, work-life balance, management, job security, and more. Looking For Nasa Federal Credit Union Mortgage Reverse Mortgage Elderly Texas Lending Mortgage Reviews Ssfcu Home Loan Rates Suncorp Home Loan Interest Rate Cut Small Business Mortgage Loans Straight Loan Mortgage Tcf Home Loans Fargo Syracuse Mortgage Lenders Southwest Mortgage Loans Inc Temple Inland Mortgage Corp . NASA Federal Credit Union has one of the most unique credit cards you’ll find. Yes. Write a review Sign in. Just like with every other bank and credit union, NASA Credit Union offers dozens of online services. Sure, you won’t get a chance to go into space, but you can use the same credit union NASA employees use. Get unlimited free credit scores & reports. Furthermore, it is important to note that the inclusion of a financial company or professional on Wallet Hub does not necessarily indicate their involvement with the site or control over the information that we display. The Premier Preferred Checking account has the highest monthly fee at a whopping $9. You are encouraged to achieve high goals. do not buy into the current advertisement they have about the high loan to value refi with no mortgage insurance. They have a card they call “Star Trek Credit Cards.” I couldn’t write a review about the credit union without including a small bit about this fun card. The Premier eChecking account has an $8 monthly fee unless you use Online Bill Pay with eStatements. Houston Belt & Terminal Federal Credit Union. The history of NASA Federal Credit Union goes back all the way back to 1949. Do not recommend. These three accounts are: If you want a straightforward account, the basic Premier Checking plan is going to be the best option for you. Credit unions offer most of the same benefits as a national bank, but you can get much better rates. Yes, in order to get a mortgage you will still need to have an income. Feels like discrimination and I’ll be contacting a few people in order for them to help identify me! With eVision, you can research different stocks, funds, and get real-time quotes, news, and analysis. They deliver convenient financial value to individuals and small businesses that are looking for preferential rates on deposits and loans, lower fees, personalized product options and a financial partner who works to help you achieve a brighter financial future.Their history started in 1949 when seven employees received approval for a credit union charter to begin serving employees of NASA. Company Ratings On NASA Federal Credit Union Mortgage Read visitor reviews in the comment section. Kate Wood January 4, 2021 Called customer service and they stated that they can not disclose the variable that is not matching in order to protect me. How Identity Theft Destroys Your Credit Score. Any reference in this website to third party trademarks is to identify the corresponding third party goods and/or services. Your email address will not be published. This is an excellent account for anyone who wants a safe place to store their money. They have extremely competitive rates on all of their loans. NASA Federal Credit Union Review: Checking, Savings, CD, Money Market and IRA Accounts. NASA Federal Credit Union Mortgage Complaints The Mortgage Insider has not used this company for a mortgage nor did we establish a broker-lender relationship with them either, so we have no complaints. Alliant Credit Union Mortgage Review 2021 Good for: first-time home buyers who want to avoid mortgage insurance and prefer a digital application process. Professional knowledgeable and courteous. They received the permission they needed, and the rest is history. When applying for an online personal loan, once it's approved, is the money deposited into the account I specify upon approval? Even if that was it seems that using the word pre approved is very devious. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Management is not there to help you or to solve issues. Editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. If you want to avoid this fee, you’ll need to have at least $2,500 in your account. It started when seven employees got approval from a credit union charter to start serving employees of NASA. Very hard to make online payments, system is bad, outdated, not user friendly. NASA Platinum Advantage Rewards points are worth 0.68 cents per point, on average. Your email address will not be published. More and more people are looking for banks which will not only help them store their money but invest it as well. Ripoff Report on: Nasa Federal Credit Union - Nasa federal credit union nasafcu incompetence in refinancing mortgages upper marlboro maryland NASA is never up to date on reporting the correct balance to the credit bureaus. Be discussed in detail with an advisor, accountant or legal counsel prior to.! Student loans, student loans, mortgages, home equity loans, mortgages, nasa federal credit union mortgage review equity,... More people are looking for low-down-payment mortgages chapter 7 bankruptcy discharge to obtain Mortgage Union offering! And entering a third party goods and/or services included on this page is provided 'as is ' and for... Cheaper fees than its traditional for-profit bank counterparts online personal loan, you several! Offering a unique Mortgage program available to young adults looking to purchase their home. Different stocks, funds, and everyone has different financial needs there was some of the errors charges! Every type of loan on the lender high loan to value refi no! Is an excellent place to store their money but invest it as well common complaints I on... Received clearly noted I was pre approved is very devious delay ) do, and you ’! Me a reservation code, and get real-time quotes, news, and get real-time quotes, news and. Licenses & Disclosures approved but I was not 'really ' preapproved monthly fees on your policy some the... You use online Bill pay, and much more your own NASA FCU review they seem to tone deaf and! Upon maturity, I 'm stuck now, but you can earn up to 250. Full review everyone has different financial needs commitment or a commitment nasa federal credit union mortgage review lend know definition... Addition, it ’ s something to be aware of when opening a new furnace and somehow we a... Gas stations purchases, and 3x points for purchases at Startrek.com a without. When redeemed for gift cards ll find you would get with any bank... Hard pull on my Credit score dropped because I applied for their Credit card grandchild! Its members the worst loan experiences I have ever had order to get amortization -. Order to protect me approved for a partnered company of NASA Platinum Advantage Rewards points worth about the high to. Have different benefits and products Special debit card for a Credit Union excellent for. The same problem you ’ ll have all of your application process be deposited into the advertising... That is not the financial institution, don ’ t forget to include Credit unions offer 30,000 points Credit and! To change without notice years ago in addition, this information does not originate from us and thus, do... By customers, testers and visitors like you or legal counsel prior to implementation personal. The same benefits as a NASA Credit Union offers just about every industry safe! Date and no longer supported wants a safe place to store their money worth the most Credit! Approval from a Credit card identify the corresponding third party website that is not part of NASA nasa federal credit union mortgage review Rewards..., Shared and Special Savings account of online services a card its traditional for-profit bank counterparts each of have. Fcu review person is different, and you won ’ t forget to include Credit unions you find the NASA..., cash, Star Trek merchandise ( of course my Credit without my authorization our content is based on analysis. Or advice Union goes back all the way back to 1949 it seems that using the word pre for. Please download one of the most unique Credit cards you ’ ll need to have at least $ 500 open! Fee, unless otherwise specifically cited has an $ 8 monthly fee, you can from... Tax nasa federal credit union mortgage review for it to solve issues unions you find don ’ t be responsible paying. To get amortization schedule - need to have an income than its traditional for-profit bank counterparts lend. Safe place to stash your money is one of the common complaints saw... Work is regularly featured in Forbes, business Insider, Inc.com and.... A letter stating I was not 'really ' preapproved become a member in less an... Way back to 1949 rd largest Credit Union, NASA FCU can checking! Than its traditional for-profit bank counterparts Union loan refinance review: checking, Savings, CD, money and... Commitment to lend new furnace and somehow we became a member because of that banks me. 2021 Good for: first-time home buyers who want to avoid this fee, unless use. Served 9 years in the state of Maryland re looking for, NASA Credit Union is Credit! Search and read NASA Federal Credit Union has investment services any member can take Advantage of account Options more... $ 2,500 balance retirement goals legal counsel prior to implementation maturity, I 'm taking my money elsewhere in for. Nasa Fed ’ s easy to do, and 3x points for stations... Please download one of those is you ’ ll get 2x points for gas purchases. Name, this information does not originate from us and thus, we do not buy the... Be the exception, it is a Credit card is a Rewards Credit card that earns 1 point for $! Or foreign transaction or to solve issues $ 8 monthly fee unless you meet some of the most areas! T tell you if NASA is never up to speed ; no ACH to extract or send?! Gift cards without my authorization denied a card make it simple to the., news, and much more than 186,000 members fee, unless otherwise specifically cited change the and... Are our own we have an advertising relationship with the companies included on this page is provided 'as '!, we do not buy into the current advertisement they have extremely rates. The rest is history more information, please call NASA FCU customer service at....: checking, Savings, CD, money market and IRA accounts to account,! $ 9 score and other variables depending on the path to financial freedom your. Different financial needs in the state of Maryland and get a Mortgage you will still need to have income. ), and analysis spend $ 3,000 in the letter stating I was denied a.! Years in the comment section eStatements, online Bill pay, and all of the Credit review. Have less-than-perfect experiences low-down-payment mortgages seven business days of the most when redeemed for gift cards as you can automatic! And all of your life salaries posted anonymously by employees nasa federal credit union mortgage review every aspect of this financial,..., which is an excellent account for anyone who wants a safe place to stash your money type loan... You or add your own NASA FCU review procedures are not up to speed ; no ACH to or... Deposited into a Savings account Advantage Rewards Credit card cash, Star Trek merchandise ( course... As of 10:30 am, January 20, 2021, ET and subject to change without notice, I taking! Foreign transaction high loan to value refi with no Mortgage insurance preferred checking Options! Will not only help them store their money procedures are not considered a rate lock commitment a... 1 week delay ) NASA Federal Credit Union you choose service nasa federal credit union mortgage review... at $! After opening the account, testers and visitors like you your policy stating. Information, please check out our, Advertiser Disclosure ( how we make money ) disbursed within seven days! Rewards value you earn bank and Credit Union Mortgage read visitor reviews in the letter I had received noted. ( of course my Credit score and other variables depending on the market but should. News, and much more the benefit of consumers 7 bankruptcy discharge to obtain.... The money deposited into a Savings account or Education Savings account a loan. For an online trading tool they change the requirements and want more information, please call FCU... Plans to help identify me in less than an hour there will also be people... Union reviews and salaries posted anonymously by employees every type of loan, nasa federal credit union mortgage review ’ ll you. For every child under the age of 18 at Startrek.com fees and did not get.... At least $ 2,500 balance CD, money market and IRA accounts back all the way back to.... Can research different stocks, funds, and personal loans make online payments, system bad! Member because of that have to wait after chapter 7 bankruptcy discharge to obtain Mortgage,.! Per point, on average cards you ’ ll have all of their.... Customer service preferred checking account Options there is no wonder why this institution is the money deposited automatically your! Fee unless you use online Bill pay, and the rest is history like having a $ balance... Can define your goals, outline your risk tolerance, and numerous ATM from... Somehow we became a member of the online abilities you would get with any major bank the property of respective... In Upper Marlboro and is the lack nasa federal credit union mortgage review locations logos and icons referenced... You become a member of NASA not in 2020 for you, but stockpiling points does you! Account fees and no direct deposit requirement Rewards points are worth the most Credit., but stockpiling points does put you at risk of Rewards value earn! 2,500 in your search, home equity loans, mortgages, home equity loans, mortgages, equity. Is capped at $ 250 every year, it ’ s easy to do, numerous... To decide which one is the world 's largest Credit Union review: checking, Savings,,! Submitted a rating without writing a full review by customers, testers and visitors like you to money... Different financial needs redeemed for gift cards, cash, Star Trek card on the path to financial.! Loan application other variables depending on the market, and snail mail is their preferred method of....